Ability Finance Broker

RAMS

'Registered Australian Mortgage Securities’ (RAMS) was originally formed in 1991 and the RAMS Home Loans brand was later launched to the retail market in 1995.
RAMS Home Loans was designed specifically to offer Australian home buyers a competitive source of finance and a flexible, customer-oriented alternative.
In the early days, RAMS Home Loans range of services were made available to customers via its call centre (13 RAMS, that’s 13 7267), the RAMS website, and a team of mobile RAMS Home Loan Managers.
In 2002, two RAMS Home Loans Centres were opened on a trial basis in Sydney in order to gauge the response of customers to having access to face-to-face RAMS service.
The RAMS Home Loan Centres proved extremely popular with customers who appreciated the ability to discuss their needs with a RAMS Home Loans Manager.
In early 2003, RAMS rolled out a proprietary franchise network of RAMS Home Loans Centres across Australia which was complemented by distribution through third party brokers.
In July 2007, RAMS Home Loans Group Ltd (RHG) listed on the Australian Stock Exchange and in January 2008, the RAMS brand and distribution business was acquired by the Westpac Banking Corporation.
Today, Westpac operates the RAMS distribution business separately from the existing Westpac channel and under the RAMS brand.
This new era for RAMS is one which brings together the ‘best of both worlds’ – that of an innovative, flexible home loan specialist, combined with the funding power of a leading Australian bank.
This unique offering gives us the increased capacity to meet our customer’s needs and continue to offer the leading solutions in the market – we call it ‘can do’ attitude with ‘can do’ strength.

RAMS Home Loans

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