Applying For A Home Loan

Download, complete and return this data collection page to assist us in properly assessing your finance requirements.

Ability Finance do not charge finance brokerage for either loan consultations or submitting a loan application. We  can show you products that we have available from well over 30 banks and other specialist lenders that may meet your needs and then apply for the loan you choose on your behalf. Ability Finance will demonstrate all available products from our panel of lenders at no cost to you and without obligation.

If you have previously decided on a bank, or lender, or loan type that you require please phone or email us with your details and the details of the loan you require. Ability Finance will commence your loan application quickly and will not charge you for submitting your loan nor will Ability Finance customers be charged a brokerage fee by Ability Finance for a loan application that is successful or even a loan application may be unsuccessful or withdrawn.

If you are seeking a loan and are not sure what type of loan product you need, or even unsure if can obtain a loan, contact Ability Finance to arrange an appointment at a convenient time and place to discuss options. All consultations and applications submitted by Ability Finance are free of any brokerage.

Compare different home loans and the effects of making additional repayments such as repaying your home loan sooner and saving money.

Compare different home loans and the effects of extra repayments

Compare different home loans and the effects of an offset account

Compare different home loans and the effects of occasional extra repayments

Check the total cost of a home loan including fees and exit costs

Calculate the cost of purchasing a property or refinancing

View the total costs of each different home loan including setup costs, monthly or annual fees, deferred establishment costs, and any other known fees or charges.

Home loan selection and comparison software can work out the required stamp duties, taxes and Lenders Mortgage Insurance (LMI) costs are for your home loan when either purchasing or refinancing. Analysis of your income and outgoings can provide a maximum borrowing capacity guide and demonstrate the available lenders that meet your loan requirements. Use Ability Finance to search for available home loan products using various search criteria such as 1, 2, 3, 4, 5, or long term fixed interest rates, basic, standard or discount variable interest rates, line of credit home loans, with or without additional features such as no application fees, no ongoing fees, interest offset facilities, construction home loans or home loans with the ability to redraw funds if available. Find home loan products specifically for no or low deposit borrowers, professional home loan package borrowers, credit impaired borrowers, commercial properties, low and no doc loans for self employed plus much more!

Search for home loans that fit specific criteria

It is easy to compare loans and understand benefits and even subtle differences using home loan comparison software which provides the ability to quickly and easily change scenarios and view countless "what if's" such as increasing repayment amounts to reduce the cost of your home loan and pay it off faster. ...your ability to choose...
Contact Ability Finance today to discuss your specific situation and select a product or products that may meet your needs. The home loan software Ability Finance use will demonstrate and compare the loan products that are available from our extensive panel of banks and other lenders and assist you select a product that meets your requirements. Additionally many other comparisons can be performed such as what is the result when extra amounts are repaid and how much an extra amount paid off a home loan will reduce the total amount of dollars and time taken to repay your home loan.