Ability Finance Pty Ltd ...your ability to choose...

About Hire Purchase, Lease & Equipment Finance

Generally we allow at least 24 hours to get your loan approved. However we can often get your loan approved in a shorter time. Please consult our interview check-list, this will inform you of the main documents you need to have available to get your finance approved quickly.
If you haven't had finance before, we recommend obtaining loan a pre-approval. This provides two important things - the confidence to negotiate your purchase of the car knowing that your finance is already approved and the knowledge that you're shopping within your budget. Our consultants will tailor payment amount that you've agreed sits comfortably within your limits.
In most cases, you may not require a deposit, but our experienced consultants can advise whether is will be necessary or not.
Payments can be made by direct debit or BPAY on a weekly, fortnightly, or monthly basis for Consumer loans. Business loans can be direct debited on a monthly basis or structured to suit seasonal needs.
A balloon or residual payment is a one off payment at the end of the loan term. This enables a buyer to reduce the amount of their payments during the loan term, meaning they can afford the car they want.
Leasing, Hire Purchase and Chattel Mortgage loans are available for vehicles that are used at least 50% for business use. Secured car loans (Consumer Mortgages) are designed for people buying for private use.
Any debts beings consolidated require last 3 monthly statements

... it is your ability to choose...

Contact Ability Finance here today

Hire Purchase, Motor Vehicle Finance, Car Loans, Leasing & Plant or Equipment Finance

Ability Finance is able to offer competitive financing solutions for the financing of motor vehicles, fleet, plant and equipment.

Ability Finance are here to assist you with your business lending needs.

The rates are competitive and we will do our best to either equal or better any offer that can be proved as advertised or quoted.

Ability Finance recommend the NSW Department of Fair Trading Car Buyers Handbook for everyone considering purchasing a motor vehicle in New South Wales. Stay informed and aware of your rights, the NSW Department of Fair Trading have information regarding motor vehicle finance that anyone seeking a loan for a motor vehicle should be aware of. This information regarding purchasing a car or motor vehicle and obtaining a loan to finance your purchase is available on the NSW Department of Fair Trading website on this page. Ability Finance recommend all borrowers acquaint themselves with this information and as always seek professional, independent legal advice before signing anything!

Contact Ability Finance Phone 02 8002 4035 - 02 9571 7206 - 02 4575 5350.