Important information

Please be aware of the following;

  • As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
  • At present we are only prepared to discuss financial products for consumers with customers we are able to personally meet with on a face to face basis.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Suncorp Home Loans

Submitted by administrator on Mon, 23/11/2009 - 10:29am

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider

Money Manager Package-Full Doc

  • One of the lowest annual fees: only $300p.a(charged @ $25pm) - No Loan Establishment fees
  • 100% Transactional offset account (with up to 9 e-sub accounts) ($75 Once off linking fee)
  • No Annual fee on Credit Card
  • Asset Line (LOC) @ Standard Variable Rates – tiering discounts apply
  • Aggregated Discounts apply: 0.5% discount $150,000 -$249,999 - 0.7% discount >$250,000

Pre - Approvals

Did you know that Suncorp provides fully validated Pre Approvals? Certain other lenders are refusing to do pre-approvals for us at all! 

Back to Basics Discount- Full Doc

Clients enjoy a 0.10% discount off the BTB Rate on loans >$250,000, no monthly Account Keeping Fees

80% Low doc – No BAS Statements required - Competitive Rates

<70%:1 year ABN and GST registration; 80%: 2 years ABN and GST registration

75% + LMI for Refinances - 80% + LMI for Purchases 

On Line Tracking & Online lodgement- now available

Fully interactive Broker website including Suncorp full retail credit policy, mortgage tracking and apply online which speeds up our tracking and reporting of you application progress.

Suncorp Brands

Suncorp are Australia’s 5th largest Bank & 2nd largest General Insurer – Australian owned

Did you know that 1 in every 4 households in Australia currently has a Suncorp Product

Some Suncorp Brands:

  • GIO
  • Deposit Power
  • AAMI
  • terri scheer
  • Just Car Insurance
  • Apia
  • secure sentinal
  • Vero
  • Insure My Ride
  • L.J Hooker
  • Shannons
  • Guardian
  • bingle
  • Tyndall
  • Cameron Walshe

Ability Finance brokers can help with finding, comparing and applying for a Suncorp home loan, commercial property finance or business finance

 

Home Loan Establishment Fee waiver offer

Submitted by administrator on Tue, 24/11/2009 - 9:41am.

Reminder Notice: $0 Loan Establishment Fee offer for Home Loan clients

From Monday 9 November, Suncorp is offering customers a $0 Loan Establishment Fee (LEF) on all Home Loans that do not incur Lenders Mortgage Insurance.

Customers who apply for a loan between Monday 9 November and Monday 30 November 2009 are eligible for a waiver on their LEF – a potential upfront saving of $600.