Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

First Home Buyer Information

The First Home Owner Grant (FHOG) scheme was introduced on 1 July 2000 to offset the effect of the GST on home ownership. It is a national scheme funded by the states and territories and administered under their own legislation.

Under the scheme, a one-off grant of up to $7000 is payable to first home owners that satisfy all the eligibility criteria.

Presently many first home buyers are eligible for large reductions in the stamp duty normally payable when purchasing property in NSW as well as the opportunity of applying for the First Home Owner Grant from the Australian Commonwealth Government. These two factors alone could assist you in getting a first home buyer loan with little or no deposit! Contact Ability Finance now to find out more.

Many guides are available on the internet for first home buyers. Ability Finance have basic information on what is involved in purchasing a residential property. Visit our residential property buying guide here.

Most lenders have calculators on their websites that will provide a general guide as to what the repayments will be on different loan amounts and terms. An Ability Finance consultant is able to assist you on a individual basis by assessing your specific situation. Contact us now for a no cost personal consultation.

Ability Finance will be able to discuss your requirements and compare the options available to you. As a specialist, professional mortgage broker we will prepare and submit any loan application on your behalf and keep you informed as to the progress of your application at every step of the way, all at no extra cost to you.