Auroa 95 Low Doc - for Self Employed Applicants Click to Read more..

With the changes made by most lenders now requiring a BAS for Low Doc loans, many self employed may be finding it increasingly hard to find a true Low Doc home loan.

With the Phoenix Home Loan, you have 2 options available where neither a BAS nor LMI is required:

Low Doc Plus Click to Read more..

If you are self employed and looking to borrow $250,000 or more, a SE Pro Pack home loan could be one of the home loans you will consider. There is a discounted interest rate when borrowing over $250,000.

If you are borrowing over $500,000 there is a discounted interest rate plus access to money management facilities such as ATM, EFTPOS and chequebook.

Key SE Pro Pack features: Click to Read more..

Lo Doc up to 80% LVR Purchase - Premium Lo Doc Product

The Homeloans Premium Lo Doc is a fully featured home loan. This loan is perfect for self employed borrowers without full income evidence. This is a great option for clients with 20 percent deposit from a previous sale of a property or accumulated 20 percent genuine savings over 3 months.

Interest Rate: Please call to check

Loan Purpose: Purchase or Purchase and Construction (no refinances)

Borrower Type: Individuals, companies/trusts

Purchase: No bank trading statements or BAS required Click to Read more..

The Phoenix Home Loan has been specifically designed for borrowers who just don't fit the standard lending criteria of most financial institutions.

This includes borrowers who may be credit impaired, had a court judgement listed on their credit file, or may even be financially overexposed with the country's mortgage insurers.

The Phoenix Home Loan also allows for a self employed applicant to borrow up to 90 percent of their residential property, without having to provide any financials. Click to Read more..