Auroa 95 Low Doc - for Self Employed Applicants Click to Read more..

With the changes made by most lenders now requiring a BAS for Low Doc loans, many self employed may be finding it increasingly hard to find a true Low Doc home loan.

With the Phoenix Home Loan, you have 2 options available where neither a BAS nor LMI is required:

Low Doc Plus Click to Read more..

Pepper Home Loans Alternative Documentation loan (Alt Doc).
Some Great Reasons to consider the Alt Doc loan include: Click to Read more..

Effective from 19 September 2009, all Low Doc Home Loan applications must now be supported by Business Activity Statements (BAS) for the last 12 months, the last statement being no more than 3 months old at the date of application. This is in addition to existing Low Doc documentation requirements.
For applications received prior to the 19th, these can be assessed under the previous criteria i.e. Business Activity Statements will not need to be supplied. Click to Read more..

Lo Doc up to 80% LVR Purchase - Premium Lo Doc Product

The Homeloans Premium Lo Doc is a fully featured home loan. This loan is perfect for self employed borrowers without full income evidence. This is a great option for clients with 20 percent deposit from a previous sale of a property or accumulated 20 percent genuine savings over 3 months.

Interest Rate: Please call to check

Loan Purpose: Purchase or Purchase and Construction (no refinances)

Borrower Type: Individuals, companies/trusts

Purchase: No bank trading statements or BAS required Click to Read more..

Introducing the Bankwest Low Doc Home Loan. Click to Read more..

The Phoenix Home Loan has been specifically designed for borrowers who just don't fit the standard lending criteria of most financial institutions.

This includes borrowers who may be credit impaired, had a court judgement listed on their credit file, or may even be financially overexposed with the country's mortgage insurers.

The Phoenix Home Loan also allows for a self employed applicant to borrow up to 90 percent of their residential property, without having to provide any financials. Click to Read more..

Many Lenders have been completely withdrawing or restricting their range of low doc home loans over the past few months.

Discount levels have been removed and total loan to value ratio in many cases is limited to 60 percent lvr.

Ability Finance do have several lenders still offering low doc home loans up to 80 percent loan to value ratio at competitive interest rates.

Premium Lo Doc still to 80 percent Click to Read more..