95% + LMI Home Loan – Purchase Only

• Suncorp still providing high LVR's
• 1st Home Buyers – 3% genuine savings
• Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider Click to Read more..

Liberty has announced sweeping changes to its residential loans to increase competition and provide greater choice to borrowers in a sector increasingly dominated by the big four banks.

Keener pricing - Comparable with all major banks and lenders. Click to Read more..

Homeside have announced new pricing structure for variable interest rate home loans.

The tiered discounts and interest rates for new Homeside Homeplus loans will be based on both; Click to Read more..

Why choose Ability Finance to help choose and apply for your home loan, mortgage, refinance or other finance and loans?

Ability Finance is an independently owned and operated finance broker offering almost all types of home loans, mortgages, refinancing, competitive finance for cars, vehicles, fleet, plant and equipment. Click to Read more..

Homeloans Ltd are no longer able to accept vacant land applications with intention to commit construction within 12 months under the Smart Saver product range.

Approval of vacant land purchase and simultaneous construction of dwelling can still be provided and there is no change to the use of vacant land as collateral or top up security to other improved residential property, to a maximum LVR of 50%. Click to Read more..

Bankwest have announced a new home loan interest rate concept.

Effective 9, September 2009

Description
The Capped Rate Home Loan is a variable rate product with a cap set on the interest rate. This means that the interest rate is guaranteed not to increase past a certain limit for a pre-determined period.

Eligibility
Eligibility Minimum loan amount $100,000. Click to Read more..

Need a Home Loan but Pressed for Time?

If you would like to engage the services of a finance broker to help you compare, choose and apply for a home loan but don't have the time to arrange a meeting with a finance broker in person, Ability Finance can help.

This option is also a great time saver for anyone located in remote area's.

All you need is a telephone, computer and an internet connection. Click to Read more..

• $0   Application Fee ($299 charged if approved, but client fails to settle)
• $0   Valuation Fee (Metro Property <$500k; $275 charged for all loans <$200k)

Home Loan Line of Credit

• Are you looking for a flexible home loan product?
• Do you require the ability to access the equity in your existing home at will?
• Prefer constant redraw or use of your home loan funds up to the approved limit at any time?
• Desire the flexibility to utilise your loan account for salary credits, everyday transactions etc?

....Then a Home Loan Line of Credit Product may suit your needs. Click to Read more..

Australian Home Loans An extensive range of home loans are available with many varying features and benefits. Ability Finance can assist with all your home loan needs by carefully analysing your current position with your longer term plans and goals then matching this with information available home loans using our two extensive home loan databases. Click to Read more..