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Please be aware of the following;
- As a blog style website there can be a lot of historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
- Ability Finance, through choice, no longer represent some lenders who may be historically referred to within this website.
- At present we are only prepared to discuss financial products for consumers with customers we are able to personally meet with on a face to face basis.
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Homeloans Ltd
Homeloans Ltd
Submitted by administrator on Wed, 21/10/2009 - 9:27amHomeloans Ltd has 25 years’ experience at providing Australians with a refreshing alternative to the banks for their home finance. As Australia’s largest mortgage manager, Homeloans Ltd specialise in providing the right home loan for a wide range of customers’ needs.
Smart Saver Procuct Range Change
Submitted by administrator on Fri, 11/09/2009 - 3:43pm
Homeloans Ltd are no longer able to accept vacant land applications with intention to commit construction within 12 months under the Smart Saver product range.
Approval of vacant land purchase and simultaneous construction of dwelling can still be provided and there is no change to the use of vacant land as collateral or top up security to other improved residential property, to a maximum LVR of 50%. Click to Read more..
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Low Doc Home Loan Up to 80 Percent LVR
Submitted by administrator on Sat, 29/08/2009 - 11:00amLo Doc up to 80% LVR Purchase - Premium Lo Doc Product
The Homeloans Premium Lo Doc is a fully featured home loan. This loan is perfect for self employed borrowers without full income evidence. This is a great option for clients with 20 percent deposit from a previous sale of a property or accumulated 20 percent genuine savings over 3 months.
Interest Rate: Please call to check
Loan Purpose: Purchase or Purchase and Construction (no refinances)
Borrower Type: Individuals, companies/trusts
Purchase: No bank trading statements or BAS required Click to Read more..
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Home Loans Ltd Product News
Submitted by administrator on Tue, 21/07/2009 - 9:14pmGreat news on Balanced Home Loan credit policy
Great news for investors: Homeloans Ltd have reintroduced LVR's up to 90% (+ capitalised LMI) for Interest Only full doc loans.
Great news for first home buyers: No genuine savings required for LVR's less than 80% on full docs.
Plus other great features including:
* 100% offset
* Free redraw
* Up to $20,000 extra repayments during fixed rate period
* Bridging available
Homeloans Premium Click to Read more..
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Balanced Home Loan
Submitted by administrator on Tue, 21/07/2009 - 11:36amGreat news for investors: Homeloans have reintroduced loan to value ratios (LVR's) up to 90 percent plus capitalised lenders mortgage insurance (LMI) for Interest Only full doc home loans.
Great news for first home buyers: No genuine savings required for LVR's less than 80 percent on full docs.
Plus other great features including: Click to Read more..
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