Commercial Property Finance

One of our panel lenders specialises in commercial property finance and investment finance for residential property investors.

A range of competitive fixed and variable interest rate options are available and the fees and charges are minimal, and are almost non existent, compared to most other lenders offering commercial property finance.

Another major feature offered is that the regular reviews that are so common with most lenders in the commercial property finance sector are avoided. Click to Read more..

Need Property Finance?

The Banks say no?

Look no further!

One of our panel lenders has private funders looking to lend NOW!

This panel lender has access to cashed up private funds who are genuine lenders looking to lend money for commercial and all types of construction loans.

With banks taking a tough stance in regard to all commercial property and construction lending, it is now more important than ever to utilise a finance broker and this lenders expertise in loan preparation, extensive contact base and private funder alternatives Click to Read more..

Australian Cash Rate 3.00%

The Reserve Bank today announced the cash rate will reduce to 3.00 percent, effective tomorrow the 8th April 2009.

This is the lowest the cash rate has been for 49 years.

At this stage we are only aware of one lender passing on any of the cut whith Commonwealth announcing they will reduce the standard variable interest rate by 0.10 percent.

The below graph shows the history of the cash rate in Australia since 1990. The average cash rate over this time is 7.03 percent. Click to Read more..

Australian Cash Rate History

Grow Your Business.

The Federal Government has announced a 30 percent Investment Allowance on all new goods purchased for business purposes and installed by 30th June 2009.

There could be also benefits that extend beyond this period.

This could mean that a $50,000 new car or equipment will give a one off tax deduction of $15,000 on top of the normal depreciation allowed.

Business's seeking finance should contact us to find out about about capitalising on this offer with finance. Click to Read more..

NSW Property Purchasing Guide

How much is your property worth? Ability Finance customers can receive free comprehensive NSW property sales data and market information.

Purchasing residential property in NSW.

* This is a general information guide relating specifically to property purchases within NSW.

* Always seek the expert advice of your legal counsel or property conveyancer prior to acting, and have your finance approval ready.

* Further information for NSW property buyers and sellers is available at the NSW Department of Fair Trading website. Click to Read more..

Home loan, loan, general property purchasing and financing glossary

AAPR, annualised average percentage rate, some times referred to as the comparison rate. This figure takes into account all the costs associated with the loan and is used in the Ability Finance home loan comparison software to compare loan products.

Acceptance is when purchasers agree to the terms of an offer or contract of sale for a property. Click to Read more..

Privacy Policy Statement | Protecting Your Privacy

Ability Finance Pty Limited understands how important it is to protect your personal information.

The information within this policy sets out our commitment to respect and protect your personal information.

This policy ensures your right to privacy, as we recognise that any personal information that you provide will only be used for the purposes indicated in our policy. Click to Read more..

Borrowing via a trust

If you are borrowing via a trust or company consider having us do all the work for you and send your information using this quick online home loan enquiry form. We can also be telephoned on 02 8002 4035 Click to Read more..

Bridging Finance or Relocation Loan

Sometimes the best laid plans can go astray and coordinating both the buying and selling of property may not coincide.

This is especially common if you find the home of your dreams whilst your current property is still unsold or you'd like to build a new home and continue to live in your present home during the construction period.

In times like this relocation or bridging finance can help. Click to Read more..

Mortgages

If you are looking for a suitable home loan option consider having us do all the work for you by sending your information using this quick online home loan enquiry form. We can also be telephoned on 02 8002 4035

A brief overview of the different types of mortgage products and home loans that are commonly available within Australia Click to Read more..

• Standard Variable Rate Home Loan
• Pro Pack Home Loan
• Basic Variable Rate Home Loan
• Fixed Rate Home Loan