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Lenders Removed From Our Panel

Due to minimum volume requirements imposed by Commonwealth and Westpac Ability Finance now do not have these 2 lenders on our panel.

Placing minimum volume requirements on a finance broker is not a reason for us to recommend a bank to our customers.

Some good reasons for us to recommend a bank or lender to our customers would be; Click to Read more..

Suncorp Home Loans

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider Click to Read more..

Go Between Home Loan

The Go Between Loan is a competitive fully featured home loan that allows clients to purchase their new home before selling their current home.

Features of the go between home loan include: Click to Read more..

November 2009 RBA Increase Cash Rate 0.25 Percent

The RBA today announced another 0.25 percent increase to the cash rate.
This 0.25 percent increase is lifting the cash rate to 3.5 percent. A copy of the Reserve Bank of Australia media release is copied at the Finance Broker Australia website.
This graph illistrates the trend of the cash rate in Australia since January 1990 to November-December 2009

RBA cash rate Jan 1990 to Dec 2009
RBA cash rate Jan 1990 to Dec 2009

Liberty Financial Residential Loans

Liberty has announced sweeping changes to its residential loans to increase competition and provide greater choice to borrowers in a sector increasingly dominated by the big four banks.

Keener pricing - Comparable with all major banks and lenders. Click to Read more..

Homeside Home Loan Pricing Structure Discounts

Homeside have announced new pricing structure for variable interest rate home loans.

The tiered discounts and interest rates for new Homeside Homeplus loans will be based on both; Click to Read more..

Low Doc Self Employed Salaried

Auroa 95 Low Doc - for Self Employed Applicants Click to Read more..

Low Doc Home Loans

With the changes made by most lenders now requiring a BAS for Low Doc loans, many self employed may be finding it increasingly hard to find a true Low Doc home loan.

With the Phoenix Home Loan, you have 2 options available where neither a BAS nor LMI is required:

 

Low Doc Plus Click to Read more..

Pepper Alt Doc

Pepper Home Loans Alternative Documentation loan (Alt Doc).
Some Great Reasons to consider the Alt Doc loan include: Click to Read more..

ING Direct Location Restrictions

Victorian Suburbs: Truganina and Tarneit

Properties located in the Victorian suburbs of Truganina and Tarneit are unacceptable security properties for new ING DIRECT home loans. Loan increases and/or variations on existing loans secured by properties in these suburbs will be assessed on a case-by-case basis.  Click to Read more..

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